Hints to househunters and householders / by Ernest Turner.

  • Turner, Ernest.
Date:
1884
Catalogue details

Licence: Public Domain Mark

Credit: Hints to househunters and householders / by Ernest Turner. Source: Wellcome Collection.

    177/210 (page 155)
    your house burnt down. There is no harm in combining these precautions. And remember that even with the most ample covenant the landlord is not bound to reinstate the premises as they were when they were burned’ but only as they were when he let them* Where, however, the mutual agreement has been made that the landlord shall put the premises into repair, and the tenant shall keep them so, the tenant’s liability does not begin until the landlord’s has been fulfilled. In one respect the tenant “has the whip-hand” of the landlord. While his tenancy lasts, and the rent is paid, the house is his castle, not the land- lord’s. And the landlord can’t come in to do repairs if the tenant prefers to go unrepaired, but must bring his action and take his remedy in that way. On the other hand, if the tenant wants to be repaired, and the landlord won’t repair him, it is not open to the tenant to walk out of the, let * A caution may here appropriately be given against a very prevalent delusion on the subject of “partial” insurance. This is a form of economy which the law does not recognise. Porcus integer aut ttullus is the legal maxim, and its application is invariable. If you insure at all, you are supposed to insure to the full value of the whole property insured ; and a partial loss is only entitled to a pro raid compensation. For instance : Your furniture is worth £2,000, and you insure for £1,000. By-and-by your housemaid sets the place on fire, and half the furniture is destroyed—value £1,000. But the insurance office will pay you not the £1 000 which you have lost, but the half of the £1,000 for which’you insured.